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Life Insurance

Life Insurance - this type of cover is designed to pay a lump sum, upon proof of death of the insured, to the policy owner or the estate of the deceased.  Proceeds are generally tax-free in the hands of the policy owner or estate.

Generally the most cost effective way to arrange this type of insurance benefit is yearly renewable Term Life Insurance.

The lump sum payment can be used to repay debts and to provide for your family’s ongoing expenses.

It’s never too early to invest in your future