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Total & Permanent Disability (TPD) Insurance

Total & Permanent Disablement (TPD) Insurance - this type of cover is designed to pay a lump sum upon proof of the insured being totally & permanently disabled, according to the policy definition, with the proceeds going to the policy owner.  Again the proceeds are generally tax-free in the hands of the policy owner.

 Generally the most cost effective way to arrange this type of insurance benefit is as an addition to a yearly renewable Term Life Insurance.

The lump sum payment can be used to repay debts and to provide for you and your family’s ongoing expenses.

It’s never too early to invest in your future